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Still Making Credit Card Payments? You May Qualify to Cut Them by Up to 60%


Quick 4-Question Quiz

Answer these short questions to check if you qualify for reduced monthly payments and up to 60% off your credit card debt.

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Do you live in the United States?

Are you under 65 years old?

Do you have over $10,000+ in credit card debt?

Are you current on your payments?

Checking your qualification...

✅ You're Approved!


You're one phone call away from cutting your monthly payments and eliminating interest.

To lock in your eligibility, speak to a specialist now before your spot expires:

Offer Expires In:
03:00

Takes less than 15 minutes. No pressure. Just find out what you're eligible for — before it’s gone.

Sorry, you don't qualify at this time

Unfortunately, you don't meet the requirements for our debt reduction program.

✓
Erase $10,000+ in Credit Card Debt
Without loans or bankruptcy
✓
Slash Monthly Payments by Up to 60%
Free up your paycheck fast
✓
Drop Your Credit Card Interest to 0%
Stop the bleeding instantly
✓
Put $1,000s Back In Your Pocket
Use it for food, gas, or peace of mind
Rated 4.8/5 by Real Americans ★★★★★ Based on 2,705 Verified Reviews
BBB A+ Rating Top Consumer Reviews 5 Star Rating TrustPilot Stars

Real People. Real Savings.

Just a few of the success stories from people who’ve used our program to take back control.

Marcus J.

Marcus J., Navy veteran and father of three

“I used to feel like I was drowning every month. Now, I breathe easier knowing my payments are manageable.”
Total Debt$17,320
Old Monthly Payment$745
New Monthly Payment$372
Total Savings$6,104

Marcus cut his monthly payments nearly in half and got back control.

Eric T.

Eric T., Self-employed plumber

“My first year in business was really hard, I didn't have many clients and I had maxed out 2 credit cards. This program helped me stay afloat without stress.”
Total Debt$13,980
Old Monthly Payment$615
New Monthly Payment$356
Total Savings$4,195

Eric reduced his payments from $615/month to $356 and finally found relief.

Jonathan M..

Jonathan M., Single dad juggling two jobs

“Before this, every paycheck felt like a band-aid. Now, I finally have breathing room.”
Total Debt$16,700
Old Monthly Payment$812
New Monthly Payment$398
Total Savings$5,710

Jonathan slashed over $400 off his monthly payments and gained peace of mind.

Denise H.

Denise H., Self-employed hairstylist

“As a small business owner, the uncertainty was terrifying. This helped me feel stable again.”
Total Debt$15,890
Old Monthly Payment$580
New Monthly Payment$369
Total Savings$4,902

Denise dropped her payments from $580/month to $369 — and finally exhaled.

How It Works

Answer 3 simple questions, then speak to a live expert to reduce your debt.

Answer 3 Quick Questions

We ask 3 simple Yes/No questions to instantly check if you qualify. No documents or credit checks required.

Speak to a Real Person

If you qualify, you’ll get a direct number to our friendly debt expert who can explain your options in plain English.

Start Reducing Your Payments

You could cut your payments by up to 60% and bring your interest down to 0% — without loans or bankruptcy.

Feel the Relief

Most people feel better after the first call. It’s free, confidential, and only takes 15 minutes to see your options.

Frequently Asked Questions

When you’re carrying this kind of debt, questions are normal. Here are real answers that can help you breathe again.

I feel embarrassed to ask for help. Will I be judged?

Not at all. Most people feel this way at first. But getting help isn’t a weakness—it’s one of the strongest, smartest moves you can make. You’re not alone, and you're not the first person to feel stuck. We’re here to support, not judge.

Will this affect my credit score?

Debt relief can temporarily affect your score, but most people are already struggling to keep it high due to the balances. This process is about getting control. And the truth is, once your debt is reduced or eliminated, your score can recover—and often improve—because you're finally resolving the issue.

Why should I trust you?

This is a legitimate financial hardship program. We don’t promise miracles—we help you take a proven, legal path to lowering your payments and negotiating better terms with your creditors. Our consultation call is entirely free and has no obligations.

What if I don’t qualify?

If you don’t qualify for this specific program, we’ll still try to help you understand your options. Many people think they won’t qualify and are surprised that they actually do—so don’t assume. Take the 60-second quiz and see.

Can I still work while enrolled?

Yes, absolutely. Many people in this program are still working full-time or part-time. You don’t have to stop earning—you’re just getting relief so you can keep more of what you earn.

How quickly can I see results?

Many people see their monthly payments lowered in a matter of weeks. Every case is different, but you’ll get a breakdown fast. The 15-minute call will give you a clear plan.

Will I have to stop using my credit cards?

Most cards included in the program will be frozen, yes. This isn’t a punishment—it’s a way to stop digging the hole deeper while you fix things. We recommend keeping one card aside for emergencies.

Why would creditors reduce my debt?

Because if you file for bankruptcy, they could get nothing. Creditors prefer to work with you to recover part of the debt rather than lose it all.

Are there hidden fees?

No hidden fees. Everything is upfront and transparent. The program’s purpose is to save you money, not add to your stress.

What kind of debt qualifies?

This program is for unsecured debts—credit cards, medical bills, and personal loans. No auto loans, student loans, or mortgages.

How much debt do I need to enroll?

$10,000+ in unsecured credit card debt. If you’re close to that amount, it’s still worth calling to check.

Ready to become debt-free?

Join thousands of Americans who've eliminated their credit card debt